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bad news 1

Savers and cash hit again!

Oh dear….! The ONS confirmed today that inflation (Consumer Prices Index (CPI) – the official measure of inflation) for the last 12 months to February, has jumped to 2.3% ahead of predictions and the...

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Business Protection Insurance

Key man cover Sometimes also referred to as key person cover, is designed to provide a monetary protection to your business against the death or long term absence of an employee or director who...

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Savers returns on Isas dwindling….

Bash the cash Savers who are maxing out their cash Isas are getting pitiful returns a year. The average rate of Isas is currently hovering at around 0.82 per cent. This compares to cash...

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Getting a pension forecast

Check your state pension Pensions as we know are always changing. Whether it’s by way of legislation or the product itself, they are complicated beasts. The same applies the State Pension in that the...

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Employment Status Indicator

The Employment Status Indicator An interesting and useful tool, The Employment Status Indicator (ESI) tool on the HMRC website helps you to check the employment status of an individual or group of workers –...

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Mortgages

What is a mortgage? You borrow money against a property asset, pay interest on the loan and pay it back over a period of agreed time. What impacts on the mortgage? • The different...