Category: Investment

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What’s the advice difference?

Do you know the advice difference…. If you are either getting or thinking about getting advice about investing your money, you do need to know that there are fundamentally two different types of financial...

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Savers and cash hit again!

Oh dear….! The ONS confirmed today that inflation (Consumer Prices Index (CPI) – the official measure of inflation) for the last 12 months to February, has jumped to 2.3% ahead of predictions and the...

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Savers returns on Isas dwindling….

Bash the cash Savers who are maxing out their cash Isas are getting pitiful returns a year. The average rate of Isas is currently hovering at around 0.82 per cent. This compares to cash...

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Mortgages

What is a mortgage? You borrow money against a property asset, pay interest on the loan and pay it back over a period of agreed time. What impacts on the mortgage? • The different...

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International money transfers

Money transfers – choosing the wrong option for a currency exchange can be costly, so it’s good to be aware of the options. Transferring money between banks accounts in any one country is generally...

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What is a SIPP

A Self-Invested Personal Pension (SIPP) is an approved personal pension scheme, which allows you to make your own investment decisions from the full range of investments approved by HM Revenue and Customs (HMRC). SIPPs...